Step 1: Know what you don’t know.
In all likelihood, your auto insurance policy has renewed since June 1, 2016 or is about to. You may be more or less aware of some changes that were made to the standard insurance coverage.
Accident Benefits were designed to help people get better and return to normal life after being injured in a motor vehicle collision.
Did you know, that the trade-off for having access to accident benefits is that the government has restricted access to the courts for injured people?
What do you need to know about auto insurance changes in 2010 and 2016?
Step 2: Learn how the auto insurance changes affect you
Statistically, automobiles are the second most likely source of injury that we encounter on a daily basis.
If you are injured in a collision, or are responsible for injuring someone else, the changes make it likely that:
No matter how you buy your automobile insurance, whether from a broker, an agent, over the phone or online, the proper coverage is available to you. In most cases, the cost for the best coverage available, both for Accident Benefits and Liability insurance, is around $200 per year.
When purchasing a television or other electronic, many people purchase the upgraded warranty. Driving or riding in cars, or generally being around them, is one of the most dangerous things we do in a day. Doesn’t it make sense to protect your health and your income at least as much as your TV?
Step 3: Take action now
Talk to your agent or your broker to discuss the coverage that makes sense for you and your family. If you buy your insurance online or over the phone, please insist on speaking with someone who can help you with a quote for these coverages and to get them put in place. Ask the right questions to protect your loved ones and your assets.
As legal professionals, we see the aftermath of improper insurance coverage every day, and we don’t ever want to see it happen to you, your family, friends or loved ones. The premiums will be pro-rated for the time remaining on your policy, so please, please make this a priority right now – don’t wait for when your policy is scheduled to renew.
Written by: Sara Jones, Case Manager at Findlay Personal Injury Lawyers
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Disclaimer: The information throughout this website is not intended to be taken as legal advice. The information provided by Findlay Personal Injury Lawyers is intended to provide general information regarding personal injury law, catastrophic injury cases, wrongful death claims, medical malpractice lawsuits, car accidents, truck accidents, motorcycle accidents, and more for residents of Hamilton, Burlington, Stoney Creek, Brantford, Niagara Falls, and nearby areas in Ontario. This website is not intended for viewing or usage by European Union citizens. If you are interested in learning more about our law firm, please contact us for a personal consultation.
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