When we think about personal injuries, the first thing that comes to mind is physical injuries. While that might be accurate in most cases, we tend to overlook mental illness, and how victims may qualify for long-term disability (LTD) insurance. Mental illnesses such as depression, anxiety, and PTSD are all claimable under LTD. In this article, we will discuss which types of mental illnesses qualify for long-term disability, what the process for making a claim looks like in addition to some barriers, and how Findlay Lawyers can help you receive compensation.
Many psychological illnesses qualify for LTD, including:
The process of filling an insurance claim can be especially difficult when dealing with mental illness. Here at Findlay, we work directly with our clients to ensure the best possible outcome and take the work out of your hands.
To file a claim, there are several steps to take to prove you are indeed disabled:
It is common for mental illness claims to be denied by insurance companies. Some barriers you might encounter on your journey for a claim are as follows:
Nearly half of all the disability claims in 2021 came from young employees as a result of mental health complications. It is much more common than some might realize. Here at Findlay, we are dedicated to serving you with the upmost respect, while also handling your claims as efficiently as possible. Below are some tips to get started on your claim:
The process of claiming long-term disability due to mental illness can be long and complicated. We hope that this post has brought some clarity about the steps involved. If you believe you are entitled to a long-term disability claim for mental illness, and have any questions, contact a Findlay representative today at 905-522-9799 to get started.
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Disclaimer: The information throughout this website is not intended to be taken as legal advice. The information provided by Findlay Personal Injury Lawyers is intended to provide general information regarding personal injury law, catastrophic injury cases, wrongful death claims, medical malpractice lawsuits, car accidents, truck accidents, motorcycle accidents, and more for residents of Hamilton, Burlington, Stoney Creek, Brantford, Niagara Falls, and nearby areas in Ontario. This website is not intended for viewing or usage by European Union citizens. If you are interested in learning more about our law firm, please contact us for a personal consultation.
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