Can You Claim Lost Income If You’re Self-Employed and Injured in an Accident?

A self-employed lost income personal injury claim is available in Ontario, but it takes more work to prove than a claim based on a regular paycheque. There is no employer to confirm your hours or salary, your income may change from month to month, and your tax returns may show a lower figure than the […]

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Do You Pay Tax on a Personal Injury Settlement in Canada?

Are personal injury settlements taxable in Canada? In most cases, no. The Canada Revenue Agency (CRA) does not treat damages for a personal injury as income, whether you receive them through a settlement or a court judgment. There are exceptions, though, and money you earn after the settlement is paid can be taxed, so it […]

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Chronic Pain After an Accident: Can You Still Make a Claim When the Injury Doesn’t Show on a Scan?

You can bring a chronic pain personal injury claim even when your X-rays and MRI come back normal. Pain that lingers for months after a car accident or a fall is real, and Canadian courts have recognized it as a genuine and often disabling condition. What changes is the type of proof you need. Without […]

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What Is Pain and Suffering Compensation in Ontario?

When people think about compensation after an injury, they often think first about pain and suffering. It is a real and important part of a personal injury claim, but it is also one of the most misunderstood. Pain and suffering damages in Ontario compensate you for the physical and emotional toll of an injury, not […]

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You Have Up to 2 Years to Start a Claim, But Waiting Can Weaken It

Ontario law provides a two-year window to initiate most personal injury claims. While this might seem like ample time, delays can undermine the strength of an insurance claim. The longer you wait to begin the claims process, the more challenging it becomes to gather compelling evidence, secure reliable witness testimony, and establish clear causation between […]

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What Happens If My Doctor Supports Me, But the Disability Insurance Company Denies My Claim?

When your doctor confirms you cannot work due to illness or injury, yet your insurance company denies your long-term disability (LTD) claim, it can feel like a betrayal of trust. This scenario is unfortunately common in Ontario, leaving many injured and ill individuals wondering how an insurer can dismiss medical evidence from qualified healthcare professionals. […]

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What’s the Difference Between Mediation, Arbitration, and Trial?

When facing a legal dispute in Ontario, you have three main paths to resolution: mediation, arbitration, and trial. While all aim to resolve conflicts, they differ in approach and outcomes. Mediation is a collaborative process in which a neutral facilitator helps parties reach their own mutually agreed-upon agreement. Arbitration involves a private judge who makes […]

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