Ryan Findlay | May 30, 2024 | Long-Term Disability

What Are The Top 10 Disabilities?

Many adults in Hamilton, Ontario, live with a disability. These disabilities range from congenital (meaning they’re present from birth) to those that occur as a result of an accident. But which disabilities are the most common? 1. Musculoskeletal System and Connective Tissue Disorders Your musculoskeletal system is made up of bones, cartilage, ligaments, and many… read more

Ryan Findlay | November 10, 2023 | Long-Term Disability

Has Manulife Denied Your Long-Term Disability Benefits?

LTD Claim Denied by Manulife? If you’ve been denied long-term disability benefits by Manulife, you’re probably feeling frustrated and overwhelmed. After all, you’ve been paying into your policy for years, and now when you need the coverage the most, the insurance company is telling you that you’re not eligible.  Don’t give up hope just yet!… read more

Ryan Findlay | September 18, 2023 | Long-Term Disability

Has Sun Life Denied Your Long-Term Disability Benefits?

LTD Claim Denied by Sun Life? If Sun Life has rejected your claim for long-term disability benefits, you undoubtedly feel angry and helpless. You have been contributing to your policy for years, and now when you need the protection most, the insurance provider informs you that you are ineligible.  Continue to hold onto hope! Denial… read more

Ryan Findlay | September 18, 2023 | Long-Term Disability

Has Canada Life Denied Your Long-Term Disability Benefits?

LTD Claim Denied by Canada Life? If Canada Life has rejected your long-term disability payments, you’re undoubtedly disappointed and overwhelmed. After all, you’ve been paying into your policy for years, and now, when you need it the most, the insurance company says you’re ineligible.  Don’t lose hope just yet! Denial of long-term disability compensation is… read more

Ryan Findlay | November 15, 2021 | Long-Term Disability

Change of Definition – What does this mean in a long-term disability claim?

Long-term disability (LTD) insurance is an insurance policy that can provide you with financial benefits if you are unable to work for an extended period due to an injury or an illness. This type of insurance provides people with a portion of their income while they are unable to work.  To understand your LTD claim,… read more