Long-Term Disability

Ryan Findlay | February 20, 2025 | Long-Term Disability

Some of the most catastrophic injuries you can suffer are spinal cord and brain injuries. These can result in a variety of health consequences, including paralysis. The loss of motion you can experience, along with its severity, depends on where along the spine the wound occurred.  One type of paralysis you can suffer is quadriplegia,… read more

Ryan Findlay | February 6, 2025 | Long-Term Disability

Many disabilities can prevent a person from working. If you cannot work because of a disability, you may be entitled to long-term disability benefits under a disability insurance policy. Generally, the timeframe for long-term disability focuses on two periods: the first 24 months and 24 months until 65 years old. During the first 24 months,… read more

Ryan Findlay | January 31, 2025 | Long-Term Disability

A common question our Hamilton long-term disability lawyers receive is, “What can I do if I can’t do my job anymore due to disability?” Many people would assume the question refers to a physical disability. However, some individuals with mental illnesses have trouble keeping jobs, too.  Missing work due to depression, anxiety, or other mental… read more

Ryan Findlay | December 18, 2024 | Long-Term Disability

If you are injured or develop an illness that prevents you from working, you may be entitled to disability benefits. Consulting a Hamilton long-term disability attorney can provide guidance through the application process to help you secure long-term disability benefits. What Is Long-Term Disability Benefits in Hamilton, Ontario? Long-term disability (LTD) is an insurance policy… read more

Ryan Findlay | December 14, 2024 | Long-Term Disability

When a worker is injured because of an accident or they develop an illness, they may be unable to work. Short-term disability provides temporary financial assistance while the person heals. However, what happens if they cannot return to work indefinitely? Long-term disability (LTD) insurance provides financial benefits when someone cannot work for an extended period… read more

Ryan Findlay | May 30, 2024 | Long-Term Disability

Many adults in Hamilton, Ontario, live with a disability. These disabilities range from congenital (meaning they’re present from birth) to those that occur as a result of an accident. But which disabilities are the most common? 1. Musculoskeletal System and Connective Tissue Disorders Your musculoskeletal system is made up of bones, cartilage, ligaments, and many… read more

Ryan Findlay | November 10, 2023 | Long-Term Disability

Long-Term Disability Denied by Manulife? If you’ve been denied long-term disability benefits by Manulife, you’re probably feeling frustrated and overwhelmed. After all, you’ve been paying into your policy for years, and now when you need the coverage the most, the insurance company is telling you that you’re not eligible.  Don’t give up hope just yet!… read more

Ryan Findlay | September 18, 2023 | Long-Term Disability

LTD Claim Denied by Sun Life? If Sun Life has rejected your claim for long-term disability benefits, you undoubtedly feel angry and helpless. You have been contributing to your policy for years, and now when you need the protection most, the insurance provider informs you that you are ineligible.  Continue to hold onto hope! Denial… read more

Ryan Findlay | September 18, 2023 | Long-Term Disability

LTD Claim Denied by Canada Life? If Canada Life has rejected your long-term disability payments, you’re undoubtedly disappointed and overwhelmed. After all, you’ve been paying into your policy for years, and now, when you need it the most, the insurance company says you’re ineligible.  Don’t lose hope just yet! Denial of long-term disability compensation is… read more

Ryan Findlay | November 15, 2021 | Long-Term Disability

Long-term disability (LTD) insurance is an insurance policy that can provide you with financial benefits if you are unable to work for an extended period due to an injury or an illness. This type of insurance provides people with a portion of their income while they are unable to work.  To understand your LTD claim,… read more